Privacy Policy

1. Information We Collect

Personal Information

When you use our car insurance calculator, we may collect the following information:

• Personal details (age, gender, marital status, occupation)
• Driving history (experience, violations, accidents, claims)
• Vehicle information (year, type, value, safety features)
• Contact information (email address, phone number) when you contact us
• Location data (country selection for accurate calculations)

Technical Information

We automatically collect certain technical information including:

• Browser type and version
• Device information
• IP address and general location
• Usage patterns and preferences

2. How We Use Your Information

We use your information for the following purposes:

• Providing accurate insurance premium calculations
• Improving our calculator algorithms and user experience
• Responding to your inquiries and providing customer support
• Analyzing usage patterns to enhance our services
• Complying with legal obligations and regulations

3. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With your explicit consent

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With your explicit consent
• To comply with legal requirements or court orders
• To protect our rights, property, or safety, or that of our users
• With trusted service providers who assist in operating our website (under strict confidentiality agreements)
• In connection with a business transfer, merger, or acquisition

4. Data Security

We implement industry-standard security measures to protect your personal information:

• SSL encryption for all data transmission
• Secure servers with regular security updates
• Access controls and authentication measures
• Regular security audits and vulnerability assessments
• Employee training on data protection and privacy

5. Data Retention

We retain your information only as long as necessary to:

• Provide you with our services
• Comply with legal obligations
• Resolve disputes and enforce agreements
• Improve our services and user experience

Calculator data is typically processed in real-time and not permanently stored unless you specifically request it or provide contact information.

6. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request access to your personal data
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal data
• Portability: Request transfer of your data
• Opt-out: Withdraw consent for data processing

7. Cookies and Tracking

Our website uses cookies and similar technologies to:

• Remember your preferences and settings
• Analyze website traffic and usage patterns
• Improve website functionality and user experience
• Provide personalized content and recommendations

You can control cookie settings through your browser preferences. However, disabling certain cookies may affect website functionality.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

9. Children's Privacy

Our services are not directed to individuals under the age of 16. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it promptly.

10. International Data Transfers

As we serve customers in multiple countries (USA, Canada, UK, Australia), your information may be transferred and processed in different jurisdictions. We ensure appropriate safeguards are in place for international transfers.

11. Changes to This Privacy Policy

We may update this privacy policy from time to time. We will notify you of any material changes by:

• Posting the updated policy on our website
• Updating the "Last Updated" date
• Sending email notifications for significant changes (if you've provided your email)

12. Contact Information

If you have any questions about this Privacy Policy or our data practices, please contact us:

• Email: info@getacarinsurance.com
• Subject Line: Privacy Policy Inquiry

🛡️ Your Data Protection Rights

We respect your privacy rights and are committed to helping you exercise them. If you have any concerns about how your data is handled or wish to exercise any of your rights, please don't hesitate to contact us using the information provided above.

13. Regional Compliance

United States

We comply with applicable state privacy laws, including the California Consumer Privacy Act (CCPA) where applicable.

Canada

We comply with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy laws.

United Kingdom

We comply with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

Australia

We comply with the Privacy Act 1988 and the Australian Privacy Principles (APPs).